Business Credit Insurance Brokers of the United States

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Business Credit Insurance Brokers of Texas

BCIBTX.COM

We serve Texas businesses that sell to businesses all over the world

(Domestic and/or Export).

Business Credit Insurance Brokers of Texas

 

About Business Credit Insurance

BCIB of TX What is it? Who needs it? What are Benefits? How does it work? Contact BCIB of TX Related News

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What would happen if one or more of your largest customers filed Chapter 11 TODAY?

How much money would you lose?

How much would you lose if one or more of your largest customers failed at the peak of your season?

How would it affect your cash-flow and/or your working capital?

How much are you willing to risk that it won't happen?

Are you willing to risk your entire business?

How much bad debt loss would be too much for your business to comfortably withstand alone?

You don't have to take that risk alone. Let us show you how you can share that risk.

In most cases, you will improve your profits while business credit insurance protects your assets.


We hope to assist you with your business credit insurance decisions (domestic and/or international sales).

Business credit insurance can be used for several different reasons. You could easily use it to:

  • increase sales safely,

  • improve your cash flow,

  • obtain expert credit guidance,

  • Improve your borrowing power,

  • add value to your financial statement,

  • and/or guard your most valuable and volatile asset (accounts receivable).

Whatever your specific reason(s) may be, a properly designed business credit insurance policy placed with the right business credit insurance provider can improve your bottom line profits while letting you sleep better at night.


When considering business credit insurance, here are three important things to consider:

  1. Be sure the person(s) you are dealing with knows what you want to achieve with business credit insurance and knows how to structure a policy to meet your goals. There are many ways to structure a credit insurance policy to meet unique needs. How your policy is structured should be determined by what you want to achieve and by certain characteristics of your company, e.g., industry, sales volume, credit procedures, terms of sale, banking arrangements, and other defining characteristics that we know to look for.

  2. Be sure you are dealing with the business credit insurance provider (insurance company) that is right for your business. While there are only a few really good, well rated insurance companies in the United States that provide business credit insurance, there is probably one or maybe two that are better suited to meet your business's needs and/or size. We specialize in knowing the strengths, weaknesses, requirements, and preferences of each provider and will place your policy with the provider best suited for your needs. In some instances, we will need to "shop" for the best coverage, structure, and/or price.

  3. Use an insurance broker that specializes in business credit insurance. A business credit insurance broker works for you (the insured). A business credit insurance agent works for an insurance company. No matter how good an agent is, he/she can only offer what their company offers. We, as brokers, can offer solutions from any company that offers business credit insurance.

Since we specialize in business credit insurance, we can also help you with related business services, e.g., Accounts Receivable Financing, Factoring, and Commercial Collection Services. We will help you structure your business credit insurance policy to meet your exact needs, place it with the insurance company that best suits your needs, and help you with your financing (if needed).

We specialize in knowing how to structure business credit insurance policies to best meet your needs while satisfying the needs of the insurance providers. We help build partnerships. We work the with major business credit insurance providers in the United States and we will know which business credit insurance provider will be able to best meet your wants and needs.

We would like to work for you as your business credit insurance broker and as your broker, we will work hard to help you accomplish your goals. And, don't worry - we'll let the insurance company that we end up with pay us (That's another great thing about working with a dedicated business credit insurance broker - It doesn't cost you anything).

Contact us now for more information - Click Here

We can show you how business credit insurance can help to improve and protect your cash-flow.


Or maybe you would like to safely increase your sales. Credit can be a very successful sales tool.


Also, you will have access to excellent third party credit guidance. Your business credit insurance provider will monitor your larger exposures.



 

 

Business Credit Insurance Brokers of Texas / Plano, TX / 214-991-1950 / info@bcibtx.com